Shopping, made simple.
Lucid is an Egyptian buy-now-pay-later app. Shop at partner stores today and pay in monthly instalments — with no down payment, and one clear fee you see before you confirm.
What Lucid is
Lucid lets you buy what you need now and spread the cost over two to five months. You apply from your phone with your national ID and a selfie — no credit card and no bank account — and get a decision in minutes.
Your spending limit is called your Purchase Power. It starts from your profile and grows as you pay on time.
How it works
- Apply in the app with your national ID and a selfie.
- Get your Purchase Power in minutes.
- At a partner store, scan the QR Code at the till and choose two to five months.
- Pay your instalments in cash, by card or with a mobile wallet.
Where you can use it
Lucid works with more than 100 partner brands across fashion, beauty, home, electronics, gaming, entertainment and everyday needs — from Nike and GANT to Metro Market, Raneen and Ski Egypt.
What Lucid covers — and what it doesn't
Covered
- In-store purchases at active partner branches
- Samsung phones through Lucid Mobile, at Mobilaty
- A limit of up to around EGP 50,000
- Plans of two to five months
- Cairo, Giza and Alexandria
Not covered
- Online shops and digital purchases
- Flights and travel agencies
- Phones other than Samsung through Lucid Mobile
- Cash loans
- Governorates outside Cairo, Giza and Alexandria, for now
Fees and responsibility
There's no down payment. Each purchase carries one administrative fee, shown with the full total in the app before you confirm.
Late payments carry a fee and are reported to I-Score — so only take on what you can repay on time.
Get in touch
Questions about your account or a purchase? Our support team is here to help.